Extended Warranty

[Sabaku]

Been trying to figure out how you guys and girls are getting extended warranties. Was on the phone with Polaris today and they won't offer one till 90 days before my original factory warranty is set to expire. Are you using 3 party warranties? Suspect they are gaming how much they are spending on the warranties and will choose a price dependent on their experiences.
Thank you

 

[Big Red]

I don't know as I don't have one and never buy one. I'm assuming you could have bought one when you purchased your Ranger if you wanted to.

 

[Clubin]

I bought 5 years. I’ll sell mine after 4 years. Always done it this way. It makes my machine with warranty being 4 years old more valuable than the one beside it with no warranty.

 

[Sabaku]

I tried to buy at the time of purchase, Polaris would not sell it to me at that time.

 

[oneal]

I received a flyer from Polaris to purchase extended warranty about 3 months after I purchased mine., $3,500.00 for 2 additional years. I am the same as Big Red, no thanks

 

[Big Red]

I tried to buy at the time of purchase, Polaris would not sell it to me at that time.

This seems odd to me, I never heard of a Dealer or Company that wouldn't sell you an extended warranty if you wanted to buy one. I swear I get at least 1 offer per month for my truck and my wife's Jeep. In the last year we bought all new kitchen appliances and a washer and dryer, they pushed the extended warranties one every single one of them. Hell, I can't even shop at Walmart or Amazon without someone trying to sell me an extended "Protection Plan"

 

[JCX]

Seems Corprate Polaris can't Decide on the Original warranty of 3yrs. ..let alone Ext. Warrantys...on the New XD series. I was told yesterday by a Dealer the XD comes with a 1yr. Full warranty and a second year Very limited warranty that Covers Hardly anything...including Motor and Drivetrain. That's not gonna get Them very Far especially with More Competition moving into the Premium SxS market.

 

[Red Ranger 1500]

I bought an extended warranty though "torque group" 48 months after the factory warranty of 12 months. Unlimited miles 0 deductible. 2199.00. Ph# 800-859-0590

 

[oneal]

I bought an extended warranty though "torque group" 48 months after the factory warranty of 12 months. Unlimited miles 0 deductible. 2199.00. Ph# 800-859-0590

If that covers everything for 4 years that sounds like a fair deal. One dead ride command and a croaked winch would about break even.

 

[Big Red]

I bought an extended warranty though "torque group" 48 months after the factory warranty of 12 months. Unlimited miles 0 deductible. 2199.00. Ph# 800-859-0590

Sounds like the best deal I heard of, much better than what my dealer had to offer. He was supposed to get back to me with his "best offer" and never did so all I have left is the powertrain warranty. Oh well, it's like golf...........if you can't afford the balls stay home.

 

[Baronwood]

Not sure if this will help you because I'm in Missouri. I purchased a full extended warranty when I bought it through a comp. they use. Aegis Extended Service LLC - 60 months $1499.00 zero deductible per occurrence. 2350 Mission College Blvd. Suite 290 Santa Clara, CA 95054 phone 800 572 5099. Looks like they will do a Mechanical failure service contract on a lot of things, even your riding mower. Hope this helps.

 

[BLACKIE19392]

Been trying to figure out how you guys and girls are getting extended warranties. Was on the phone with Polaris today and they won't offer one till 90 days before my original factory warranty is set to expire. Are you using 3 party warranties? Suspect they are gaming how much they are spending on the warranties and will choose a price dependent on their experiences.
Thank you

I just got a flier for extend my protection plan I must do it before my current plan runs out. 36 mo.4,040.00 24 mo. 3400.00 12 mo. 2680.00 for manufacturers warranty

 

[oneal]

I just got a flier for extend my protection plan I must do it before my current plan runs out. 36 mo.4,040.00 24 mo. 3400.00 12 mo. 2680.00 for manufacturers warranty

I received one as well

 

[tubby]

Been trying to figure out how you guys and girls are getting extended warranties. Was on the phone with Polaris today and they won't offer one till 90 days before my original factory warranty is set to expire. Are you using 3 party warranties? Suspect they are gaming how much they are spending on the warranties and will choose a price dependent on their experiences.
Thank you

Got mine at dealer 5 months after purchase mine has Ben in the shop for 2 major repairs under warranty I usually don’t get extended warranties, but after two major repairs and a short time felt it might be necessary

 

[tubby]

It is a Polaris warranty

 

[Mr.C]

I bought a Polaris extended warranty as well, worked out a decent price with my dealer. With vehicles anymore and all the electronics, I have a tendency to purchase them.

I know several people that have newer cars including ourselves that have had several warranty issues. Just makes sense to me anymore. They’re basically a super computer on wheels the way I look at it.

 

[oneal]

I bought a Polaris extended warranty as well, worked out a decent price with my dealer. With vehicles anymore and all the electronics, I have a tendency to purchase them.

I know several people that have newer cars including ourselves that have had several warranty issues. Just makes sense to me anymore. They’re basically a super computer on wheels the way I look at it.

I don't, I'm a dice roller but I do agree with everything you said. It will probably catch up to me at some time.

 

[Big Red]

I don't, I'm a dice roller but I do agree with everything you said. It will probably catch up to me at some time.

First of all, I will say everyone should do what they feel is right for them given their circumstances.
Now that this is out of the way here is my viewpoint on extended warranties for almost anything including cars, expensive toys, appliances on and on. Extended Warranties are nothing more than insurance that you buy to protect you from a repair that you don't want to incur. Often times this protection comes at a cost disproportionate to most insurance. Many of these "insurance policies" cost from 5-10% of what the vehicle cost new, way more than most types of insurance. My mother sold insurance for 40 years and taught me a term called "insurance poor" you can by insurance to protect you from almost anything, but should you? Of course, we all insure our homes, newer vehicles and big-ticket items where incurring the loss would be a hardship or at least very painful to stomach. That's the type of insurance I buy and is much cheaper per $1000 of coverage than extended warranties. With a lot of these extended warranties, you have to incur at least $2000 -$3000 worth of repairs to break even, that's assuming you don't have to fight to get it covered and they don't have some deductible that you have to pay. Not until they payout more than you paid in do you save a dime and even then, your only saving the difference. Knowing that all companies must make a profit to survive the odds are that you are going to lose and they are going to win. If they don't win, they will be out of business. So, by now (since I don't buy extended warranties) I'm so far ahead of this game that I could write a check for almost any amount and be money ahead.